Indian Overseas Bank
Share Price Target & Analysis

NSE:IOB

33.62

VWAP

33.73

Open

33.82

Close

34

High

33.23

Low

41.8

52 Week High

33.88
0.06 (0.18%)

IOB

(FINANCIAL SERVICES)
25.3% Momentum

Turnaround Potential

31.2

52 Week Low

2.99

EPS

9.18

PE

1.74

PB

Standard
Quality

Steel
Valuation

#Analysis

NSE: IOB Share Price Financial Analysis & Valuation

Indian Overseas Bank (IOB) is broadly categorized in FINANCIAL SERVICES segment industry which deals in Banks - Public Sector vertical. It is one of Large Cap company with Market Capitalization of Rs 39506 (in Cr). Total number of free float shares are 626.4 (in Lacs). Indian Overseas Bank is listed on NSE with Exchange ID - INE565A01014 and trading code is NSE:IOB with short name IOB.

Indian Overseas Bank is a government-owned enterprise which is categorized as Public Sector Undertaking (PSU) or a Public Sector Enterprise.

In the past 1 year, Indian Overseas Bank has declared an equity dividend of Rs 0 per share. At the current share price of IOB at Rs 33.88, this results in a dividend yield of 0 %.

As per the Fundamental Analysis of NSE:IOB, which uses revenues, earnings, future growth, financial ratios, return on equity, profit margins, and other data to determine IOB underlying value and future prospects. All of this data is available in IOB financial statements.

Quality of the Stock: As per the fundamental analysis of NSE:IOB, it is clearly understood that IOB is Standard performer in terms of earnings and profit margins with an EPS of 2.99. NSE:IOB book value per share as of today is 19.48. The current price to book ratio for IOB as of Jul 26, 2026 is 1.74.

Valuation of the Stock: The current valuation of IOB stock is like Steel which means currently the stock is Moderately Priced. Now, it's totally depends upon the risk appetite of an investor and risk-reward ratio of IOB whether to BUY this stock at current valuation. The delivery percentage of IOB is 44.79% is very crucial parameter which shows that 44.79% investors are anticipating that the price of IOB share should go up with VWAP at 33.62.

Now, the main question is whether to BUY or SELL, NSE:IOB at current valuation.
As per latest Analysis No. #16602:-

STRONG BUY IOB if All Greens

BUY IOB (at Lower Levels) if any 2 Greens

NEUTRAL or HOLD IOB (With Stop Loss) if only 1 Green

SELL IOB if NO Green Indicator

NSE: IOB Share Price Today (Jul 26, 2026)

(Indian Overseas Bank Daily Analysis on the basis of IOB Intraday Graph & Trend)

Indian Overseas Bank share price moved Up by 0.18% from its previous close of Rs 33.82. IOB stock last traded price is 33.88. IOB share price trend is Up with a total of 2788770 stocks traded till now. It has touched an intraday high of Rs 34 and an intraday low of Rs 33.23. The IOB trading at 33.88, Up by Rs. 0.06, or 0.18 percent which suggests that most of the Traders are anticipating that the price of IOB share should go Up.

NSE: IOB Share Price Tomorrow Prediction

(Indian Overseas Bank Share Price Prediction for Tomorrow & future forecast is based on Current Trend of IOB)

Indian Overseas Bank share price moved Up by 0.18%. IOB share price short term trend is Up. It suggests that IOB Share Price for Tomorrow remains the same with VWAP at 33.62 will be treated as stop loss for intraday traders. Indian Overseas Bank Long term investors can follow the IOB long term trend as mentiond in future forecast table.

NSE Code

NSE: IOB

IOB Share Price Today

33.88

IOB Share Price Target Prediction for 2026 ^

32.7 - 38.7

IOB Share Price Target Prediction for 2027*^

38.7 - 44.8

IOB Share Price Target Prediction for 2028*^

44.8 - 47.9

IOB Share Price Target Prediction for 2029*^

50

IOB Share Price Target Prediction for 2030*^

52

IOB Share Price Target Prediction for 2035*^

56
IOB Current Book Value 2025
19.4

*Indian Overseas Bank Short Term & Long Term share price target is based on current financial year earings of the company.

^IOB share price target prediction for 2025 2026 2027 to 2030 is based on current market scenario, future forecast & growth assumptions, they might change subject to market sentiments.

IOB Technical Analysis

Candlestick Pattern: @34.58

IOB Moving Averages

BUY (12) NEUTRAL (0) SELL (2)
MA Simple Action S1 Expo Action E2
MA_5 34.01 BUY 34.13 BUY
MA_12 34.27 BUY 34.17 BUY
MA_20 34.4 BUY 34.15 BUY
MA_32 33.9 BUY 34.11 BUY
MA_50 34.02 BUY 34.11 BUY
MA_100 33.95 BUY 34.36 BUY
MA_200 35.9 SELL 36.1 SELL

IOB Trend Oscillators

BUY (2) NEUTRAL (1) SELL (1)
Trend Oscillators Value Action
Bollinger Bands 34.4 Uptrend
MACD -0.06 SELL
ADX 16.38 NO or Weak Trend
DMI (+/-) 25.93 / 21.1 Uptrend

IOB Momentum Oscillators

BUY (2) NEUTRAL (9) SELL (1)
Momentum Oscillators Value Action
RSI 54.9 Neutral
STOCHASTIC_K (Fast) 68.53 Neutral
STOCHASTIC_D (Slow) 37.58 Neutral
CCI 6.47 Neutral
PSAR 36.23 SELL
TRUE RANGE 1.11 Neutral
ATR 0.71 Neutral
WILLIAMS R -43.48 Neutral
TRIX 0 Neutral
STOCHASTIC RSI K 100 Overbought
STOCHASTIC RSI D 45.76 Neutral
MOMENTUM 1.32 BUY

IOB Last 1 Year Trend

Duration Value
1 Year -13.53%
3 Months 4.63%
1 Month 3.97%
1 Week 0.61%

IOB Technical Analysis Summary

Updated on 2026-07-10
Action Overall (%)
BUY 53%
NEUTRAL / HOLD 33%
SELL 13%

Most popular Questions & Answers about IOB


Indian Overseas Bank stock last traded price is 33.88. IOB share price moved Up by 0.18% from its previous close of Rs 33.82.

Indian Overseas Bank share price trend is Up with a total of 2788770 stocks traded till now. It has touched an intraday high of Rs 42.218 and an intraday low of Rs 33.23. The IOB trading at 33.88, Up by Rs. 0.06, or 0.18 percent which suggests that most of the Traders are anticipating that the price of IOB share should go Up and the Stop Loss will be around 33.62.

The market cap of Indian Overseas Bank is ₹39506 (in Cr) as of Jul 25, 2026.

The current price to earning ratio for Indian Overseas Bank as of Jul 25, 2026 is 9.18.

The current price to book ratio for Indian Overseas Bank as of Jul 25, 2026 is 1.74.

The highest price of Indian Overseas Bank stock is ₹41.8 in the last 52-week.

The lowest price of Indian Overseas Bank stock is ₹31.2 in the last 52-week.

Indian Overseas Bank share trading at ₹33.88, Up by Rs. 0.06, or 0.18 percent which suggests that most of the traders are anticipating that the price of IOB share should go Up.

In 2025, Stock price target for Indian Overseas Bank (IOB) are ₹32.7 on downside and ₹38.7 on upside. Indian Overseas Bank share price target is based on current financial year earings of the company.

In 2026, Stock price target for Indian Overseas Bank (IOB) are ₹38.7 on downside and ₹44.8 on upside. Indian Overseas Bank share price target is based on forecasted future earnings of the company.

In 2027, Stock price target for Indian Overseas Bank (IOB) are ₹44.8 on downside and ₹47.9 on upside. Indian Overseas Bank share price target is based on Discounted Cash Flow (DCF) method uses the projected future cash flows of the business.

In next five years, Stock price target for Indian Overseas Bank (IOB) will be around ₹52 Indian Overseas Bank share price target is based on market scenario & growth assumptions, they might change subject to market sentiments and forecasted future earnings of IOB.

The price of Indian Overseas Bank (IOB) shares moved by 0.18%. The short-term trend for IOB share price is Up. It implies that the share price of IOB will stay the same tomorrow and that intraday traders should treat VWAP at 33.62 as a stop loss. Investors with a long-term outlook can track IOB long-term trajectory, which is indicated in the future forecast table.

Estimated DCF Value of IOB stock is 35.9. Compared to the current market price of 33.88 INR, the IOB stock is Undervalued by 5.6%.

As per the fundamental analysis of Indian Overseas Bank (IOB), it is of Standard quality in terms of earnings and profit margins with an EPS of 2.99. Indian Overseas Bank book value per share as of today is 19.48. The current price to book ratio for IOB as of Jul 26, 2026 is 1.74.


NSE:IOB News & Other Useful Information about IOB Share Price


Peer Comparison of NSE: IOB

The Peers list includes companies operating in the same industry and having comparable market cap.

Sector: Banks - Public Sector

Company Price EPS BV
SBIN 1015.00 86.7 589.82
BANKBARODA 246.45 38.72 296.26
PNB 110.38 17.82 124.12
CANBK 125.65 21.15 125
IOB 33.88 2.99 19.48
UNIONBANK 170.50 26.09 168.43
BANKINDIA 142.62 23.12 193.27
CENTRALBK 31.03 5 42.5
INDIANB 826.10 92.47 581.24
UCOBANK 25.88 2.25 26.52
Updated at: 24 Jul 2026 15:40

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