Indian Railway Finance Corporation Limited
Share Price Target & Analysis

NSE:IRFC

87.03

VWAP

86.5

Open

87.03

Close

87.85

High

86.02

Low

137.17

52 Week High

87.62
0.59 (0.68%)

IRFC

(FINANCIAL SERVICES)
3.1% Momentum

Watch Carefully

86.02

52 Week Low

5.36

EPS

8.91

PE

2.02

PB

Standard
Quality

Bronze
Valuation

#Analysis

NSE: IRFC Share Price Financial Analysis & Valuation

Indian Railway Finance Corporation Limited (IRFC) is broadly categorized in FINANCIAL SERVICES segment industry which deals in Finance - NBFC vertical. It is one of Large Cap company with Market Capitalization of Rs 29992.2 (in Cr). Total number of free float shares are 0 (in Lacs). Indian Railway Finance Corporation Limited is listed on NSE with Exchange ID - INE053F01010 and trading code is NSE:IRFC with short name IRFC.

In the past 1 year, Indian Railway Finance Corporation Limited has declared an equity dividend of Rs 2.1 per share. At the current share price of IRFC at Rs 87.62, this results in a dividend yield of 2.4 %.

As per the Fundamental Analysis of NSE:IRFC, which uses revenues, earnings, future growth, financial ratios, return on equity, profit margins, and other data to determine IRFC underlying value and future prospects. All of this data is available in IRFC financial statements.

Quality of the Stock: As per the fundamental analysis of NSE:IRFC, it is clearly understood that IRFC is Standard performer in terms of earnings and profit margins with an EPS of 5.36. NSE:IRFC book value per share as of today is 43.42. The current price to book ratio for IRFC as of Jul 26, 2026 is 2.02.

Valuation of the Stock: The current valuation of IRFC stock is like Bronze which means currently the stock is Reasonably Priced. Now, it's totally depends upon the risk appetite of an investor and risk-reward ratio of IRFC whether to BUY this stock at current valuation. The delivery percentage of IRFC is 33.22% is very crucial parameter which shows that 33.22% investors are anticipating that the price of IRFC share should go up with VWAP at 87.03.

Now, the main question is whether to BUY or SELL, NSE:IRFC at current valuation.
As per latest Analysis No. #14451:-

STRONG BUY IRFC if All Greens

BUY IRFC (at Lower Levels) if any 2 Greens

NEUTRAL or HOLD IRFC (With Stop Loss) if only 1 Green

SELL IRFC if NO Green Indicator

NSE: IRFC Share Price Today (Jul 26, 2026)

(Indian Railway Finance Corporation Limited Daily Analysis on the basis of IRFC Intraday Graph & Trend)

Indian Railway Finance Corporation Limited share price moved Up by 0.68% from its previous close of Rs 87.03. IRFC stock last traded price is 87.62. IRFC share price trend is Up with a total of 6225360 stocks traded till now. It has touched an intraday high of Rs 87.85 and an intraday low of Rs 86.02. The IRFC trading at 87.62, Up by Rs. 0.59, or 0.68 percent which suggests that most of the Traders are anticipating that the price of IRFC share should go Up.

NSE: IRFC Share Price Tomorrow Prediction

(Indian Railway Finance Corporation Limited Share Price Prediction for Tomorrow & future forecast is based on Current Trend of IRFC)

Indian Railway Finance Corporation Limited share price moved Up by 0.68%. IRFC share price short term trend is Up. It suggests that IRFC Share Price for Tomorrow remains the same with VWAP at 87.03 will be treated as stop loss for intraday traders. Indian Railway Finance Corporation Limited Long term investors can follow the IRFC long term trend as mentiond in future forecast table.

NSE Code

NSE: IRFC

IRFC Share Price Today

87.62

IRFC Share Price Target Prediction for 2026 ^

90.2 - 118.4

IRFC Share Price Target Prediction for 2027*^

118.4 - 146.9

IRFC Share Price Target Prediction for 2028*^

146.9 - 157.2

IRFC Share Price Target Prediction for 2029*^

165

IRFC Share Price Target Prediction for 2030*^

170

IRFC Share Price Target Prediction for 2035*^

185
IRFC Current Book Value 2025
43.2

*Indian Railway Finance Corporation Limited Short Term & Long Term share price target is based on current financial year earings of the company.

^IRFC share price target prediction for 2025 2026 2027 to 2030 is based on current market scenario, future forecast & growth assumptions, they might change subject to market sentiments.

IRFC Technical Analysis

Candlestick Pattern: @89.9

IRFC Moving Averages

BUY (2) NEUTRAL (0) SELL (12)
MA Simple Action S1 Expo Action E2
MA_5 89.14 BUY 89.36 BUY
MA_12 90.95 SELL 91.12 SELL
MA_20 93.7 SELL 92.44 SELL
MA_32 94.96 SELL 94.33 SELL
MA_50 97.22 SELL 95.96 SELL
MA_100 97.8 SELL 99.52 SELL
MA_200 110.1 SELL 108.85 SELL

IRFC Trend Oscillators

BUY (0) NEUTRAL (1) SELL (3)
Trend Oscillators Value Action
Bollinger Bands 93.7 Downtrend
MACD -0.36 SELL
ADX 24.73 NO or Weak Trend
DMI (+/-) 19.45 / 34.56 Downtrend

IRFC Momentum Oscillators

BUY (3) NEUTRAL (7) SELL (2)
Momentum Oscillators Value Action
RSI 38.56 Neutral
STOCHASTIC_K (Fast) 66.26 Neutral
STOCHASTIC_D (Slow) 33.51 Neutral
CCI -63.39 Neutral
PSAR 93.78 SELL
TRUE RANGE 1.88 BUY
ATR 2.01 BUY
WILLIAMS R -79.19 Neutral
TRIX 0 Neutral
STOCHASTIC RSI K 100 Overbought
STOCHASTIC RSI D 47.98 Neutral
MOMENTUM -4.9 SELL

IRFC Last 1 Year Trend

Duration Value
1 Year -35.65%
3 Months -3.04%
1 Month -5.17%
1 Week -0.74%

IRFC Technical Analysis Summary

Updated on 2026-07-10
Action Overall (%)
BUY 17%
NEUTRAL / HOLD 27%
SELL 57%

Most popular Questions & Answers about IRFC


Indian Railway Finance Corporation Limited stock last traded price is 87.62. IRFC share price moved Up by 0.68% from its previous close of Rs 87.03.

Indian Railway Finance Corporation Limited share price trend is Up with a total of 6225360 stocks traded till now. It has touched an intraday high of Rs 138.5417 and an intraday low of Rs 86.02. The IRFC trading at 87.62, Up by Rs. 0.59, or 0.68 percent which suggests that most of the Traders are anticipating that the price of IRFC share should go Up and the Stop Loss will be around 87.03.

The market cap of Indian Railway Finance Corporation Limited is ₹29992.2 (in Cr) as of Jul 25, 2026.

The current price to earning ratio for Indian Railway Finance Corporation Limited as of Jul 25, 2026 is 8.91.

The current price to book ratio for Indian Railway Finance Corporation Limited as of Jul 25, 2026 is 2.02.

The highest price of Indian Railway Finance Corporation Limited stock is ₹137.17 in the last 52-week.

The lowest price of Indian Railway Finance Corporation Limited stock is ₹86.02 in the last 52-week.

Indian Railway Finance Corporation Limited share trading at ₹87.62, Up by Rs. 0.59, or 0.68 percent which suggests that most of the traders are anticipating that the price of IRFC share should go Up.

In 2025, Stock price target for Indian Railway Finance Corporation Limited (IRFC) are ₹90.2 on downside and ₹118.4 on upside. Indian Railway Finance Corporation Limited share price target is based on current financial year earings of the company.

In 2026, Stock price target for Indian Railway Finance Corporation Limited (IRFC) are ₹118.4 on downside and ₹146.9 on upside. Indian Railway Finance Corporation Limited share price target is based on forecasted future earnings of the company.

In 2027, Stock price target for Indian Railway Finance Corporation Limited (IRFC) are ₹146.9 on downside and ₹157.2 on upside. Indian Railway Finance Corporation Limited share price target is based on Discounted Cash Flow (DCF) method uses the projected future cash flows of the business.

In next five years, Stock price target for Indian Railway Finance Corporation Limited (IRFC) will be around ₹170 Indian Railway Finance Corporation Limited share price target is based on market scenario & growth assumptions, they might change subject to market sentiments and forecasted future earnings of IRFC.

The price of Indian Railway Finance Corporation Limited (IRFC) shares moved by 0.68%. The short-term trend for IRFC share price is Up. It implies that the share price of IRFC will stay the same tomorrow and that intraday traders should treat VWAP at 87.03 as a stop loss. Investors with a long-term outlook can track IRFC long-term trajectory, which is indicated in the future forecast table.

Estimated DCF Value of IRFC stock is 64.3. Compared to the current market price of 87.62 INR, the IRFC stock is Overvalued by 26.6%.

As per the fundamental analysis of Indian Railway Finance Corporation Limited (IRFC), it is of Standard quality in terms of earnings and profit margins with an EPS of 5.36. Indian Railway Finance Corporation Limited book value per share as of today is 43.42. The current price to book ratio for IRFC as of Jul 26, 2026 is 2.02.


NSE:IRFC News & Other Useful Information about IRFC Share Price


Peer Comparison of NSE: IRFC

The Peers list includes companies operating in the same industry and having comparable market cap.

Sector: Finance - NBFC

Company Price EPS BV
BAJFINANCE 1012.80 28.6 165.63
PEL 1124.20 19.33 969.14
CHOLAFIN 1724.40 61.93 360.73
IRFC 87.62 5.36 43.42
POONAWALLA 459.70 8.94 117.11
M&MFIN 356.50 22.67 178.12
L&TFH 287.10 5.44 104.16
CREDITACC 1517.60 48.51 489.2
SPANDANA 261.50 0 274.31
SUBCAPCITY 89.05 0 0
Updated at: 24 Jul 2026 15:41

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